I'm as prone as anyone to press the buy now button as anyone else, but for a while there, I found myself using the instant uplift of online purchases to avoid thinking about difficult topics. This thankfully didn't put me into debt, but as someone who never had much income to begin with due to becoming disabled early on in life, impulse purchasing quickly made life much more difficult than it needed to be. Not to mention the gathering clutter around my home. The only reason it didn't put me into debt was due to my credit card use as a young adult, so I couldn't get a credit card, not even the prepaid kind. I even had to have my grandmother cosign my first utility bill. luckily after paying my bills ontime I was able to get a prepaid card and have recovered my credit score.