I didn’t grow up talking about Roth IRAs or credit scores at the dinner table. What I knew about money came from watching the people around me survive—not thrive. I learned how to stretch, hustle, and make do. But budgeting? Investing? Understanding my paycheck? That came later… painfully, and mostly through trial and error. For a long time, I carried shame about what I didn’t know. I thought I was behind. I thought I was bad with money. But the truth is, I was never taught. And that’s not a personal failure—it’s a systemic one. Eventually, I got tired of feeling anxious every time I checked my bank account. I started reading, asking questions, unlearning toxic money beliefs, and building systems that actually worked for me. I’m not a financial advisor—but I am someone who understands what it’s like to figure it out as you go. If you’ve ever felt overwhelmed by the idea of “getting it together,” but deep down you want to be more in control of your money—you’re in the right place. We can start wherever you are.

I spent 26 years in a physically and emotionally abusive marriage, only to discover near the end that my husband had been having affairs with men. The betrayal was devastating, but the pain had started long before that—years of feeling invisible, unappreciated, and stuck. After the divorce, I found myself starting over as a single mom with CPTSD, anxiety, and financial instability. It was hard. But I slowly began rebuilding, piece by piece. I went back to school as an adult, eventually earning two master’s degrees, and now work as a school counselor supporting kids and families. I’ve also helped others navigate their own divorces, emotional recovery, and co-parenting journeys. Healing wasn’t quick or easy, but I’ve learned that even after decades of feeling broken, it’s still possible to rediscover your worth and create a life full of purpose and peace. You are not too far gone, and it’s never too late to begin again.

Hi, my name is Luanne and I’m a 64-year-old white female. I have been through a lot in my life. I am in recovery for mental illness. Probably had mental illness at an early age, but wasn’t diagnosed till I was in high school. I was diagnosed with anxiety and depression. But in my 30s IHi, my name is Luanne and I’m a 64-year-old white female. I have been through a lot in my life. I am in recovery for mental illness. Probably had mental illness at a early age, but wasn’t diagnosed till I was in high school. I was diagnosed then with anxiety and depression. But in my 30s, I was diagnosed with bipolar. I went through a divorce around that time and had financial instability. I’ve been through a lot of losses in my life. Losses through death losses through divorce job losses career losses. I can help you navigate Life. Life can be painful at time, but I can help you navigate And regain the life. God meant for you to have.

I'm as prone as anyone to press the buy now button as anyone else, but for a while there, I found myself using the instant uplift of online purchases to avoid thinking about difficult topics. This thankfully didn't put me into debt, but as someone who never had much income to begin with due to becoming disabled early on in life, impulse purchasing quickly made life much more difficult than it needed to be. Not to mention the gathering clutter around my home. The only reason it didn't put me into debt was due to my credit card use as a young adult, so I couldn't get a credit card, not even the prepaid kind. I even had to have my grandmother cosign my first utility bill. luckily after paying my bills ontime I was able to get a prepaid card and have recovered my credit score.